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FAQs: Our Policies & Who Can Apply

Who can Apply

The Mountain Kingdoms travel insurance policy is only available for persons, irrespective of their nationality, who reside or intend to reside for a period of not less than 3 months in the UK.

For persons residing outside of the UK, please click here for details of our specialist policy available to persons living anywhere in the world.

Single Trip Travel Insurance

The Mountain Kingdoms Single Trip Travel Insurance provides cover for any singular trip with specified dates and can be purchased for the following areas:

Area 1 - United Kingdom only
Whilst insurance is available for holidays in the United Kingdom (England, Scotland, Wales and Northern Ireland), Sections A - Emergency medical expenses shall not apply

Area 2 - Europe
Europe means the continent of Europe west of the Ural Mountains, and includes the Isle of Man, the Channel Islands, Iceland, Jordan, Madeira, Republic of Ireland, the Canary Islands, Azores and Mediterranean Islands, as well as the countries bordering the Mediterranean.

Area 3 - Worldwide excluding North America
North America means the USA, Canada.

  1. For any period of cover purchased Area 3 can include a 48 hour stop-over anywhere in the world for both outward and return travel.
  2. If the period of cover purchased is two months or more Area 3 can be extended to include a maximum of 6 days/nights anywhere in the world.

Area 4 -Worldwide including North America
Anywhere in the world.

Extending the duration of your policy (Single trip travel insurance only)

If whilst you are travelling you decide that you wish to continue your journey for longer than you had originally planned, unlike most UK travel insurance providers, Mountain Kingdoms will be happy to extend cover, provided your original policy has not expired and you have not made a claim.

Winter Sports

If you wish to participate in winter sport activities, this can be included for an additional premium. This would also extend cover to include Section H: Winter Sports Extension, details of which can be found within the policy document.

21 Day Cooling Off Period

When purchasing the Single Trip Travel Insurance you are entitled to a 21 day cooling off period. This allows you to read through the documentation carefully to ensure the policy is suitable for your requirements. Please note that if your travel commences within the 21 day cooling off period, you are only entitled to cancel up to the day before your departure.

Top-Up cancellation

The standard cover under the Single Trip Travel Insurance is up to £5,000 per insured person. This can be increased to £6,000 during the quote process. If you require Cancellation cover of more than £6,000 per person, you can top up your cancellation cover by visiting www.topupmycancellationcover.com, where cover can be arranged, subject to the terms and conditions of the policy.

Non UK Residents

For persons residing outside of the UK, please click here for details of our specialist policy available to persons living anywhere in the world.

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