FAQs: Our Policies & Who Can Apply

Who can Apply

The Exodus travel insurance policy is only available for persons, irrespective of their nationality, who reside or intend to reside for a period of not less than 3 months in the UK. For annual multi trip policies you must permanently reside in the UK for the entire 12 month period of the policy.

For persons residing outside of the UK, please click here for details of our specialist policy available to persons living anywhere in the world.

Single Trip Travel Insurance

The Exodus Single Trip Travel Insurance provides cover for any singular trip with specified dates and can be purchased for the following areas:

United Kingdom only
Whilst insurance is available for holidays in the United Kingdom (England, Scotland, Wales and Northern Ireland), Sections A - Emergency medical expenses shall not apply.

Area 1 - Europe
Europe means the continent of Europe west of the Ural Mountains, and includes the Isle of Man, the Channel Islands, Iceland, Jordan, Madeira, Republic of Ireland, the Canary Islands, Azores and Mediterranean Islands, as well as the countries bordering the Mediterranean.

Area 2 - Worldwide
Anywhere in the world.

Extending the duration of your policy

Extending the duration of your policy (Single trip travel insurance only)

If whilst you are travelling you decide that you wish to continue your journey for longer than you had originally planned, unlike most UK travel insurance providers, Campbell Irvine will be happy to extend cover, provided your original policy has not expired and you have not made a claim.

Annual Multi Trip Travel Insurance

Our Annual Multi Trip Travel Insurance will provide cover for as many trips within a 12 month period as the insured person requires, so long as each trip does not exceed 40 days.

In addition, all children aged 18 years and below who are named on the policy can travel independently of their parents provided that they permanently resides at same address as the insured parent. Perfect for school trips abroad.

Cover under Section H - Winter sports is automatically provided for up to 14 days in total during the period of this insurance.

For any trip known to be exceeding the maximum duration, then the entire period of travel including the first 40 days will not be insured.

Cover is not available to any person aged 66 years or more at the date of payment of insurance premium.

Winter Sports

If you wish to participate in winter sport activities, this can be included for an additional premium on your Single Trip policy to extend cover to include Section H: Winter Sports Extension.

Cover under Section H - Winter sports is automatically provided for up to 14 days in total during the period of the insurance of Annual Multi-trip policies.

Details of the winter sports cover can be found within the policy document.

21 Day Cooling Off Period

When purchasing either the Single Trip Travel Insurance or the Annual Multi Trip Travel Insurance you are entitled to a 21 day cooling off period. This allows you to read through the documentation carefully to ensure the policy is suitable for your requirements. Please note that if your travel commences within the 21 day cooling off period, you are only entitled to cancel up to the day before your departure.

Top-Up cancellation

The standard Cancellation cover under both the Single Trip Travel Insurance and Annual Multi Trip Travel Insurance can be topped up on a trip-by-trip basis by visiting www.topupmycancellationcover.com. Cover is arranged, subject to the terms and conditions of the policy.

Non UK Residents